Gemini 2.5 Pro vs Phi-4: Pricing, Benchmarks & Verdict (2026)

Verdict

Phi-4 is significantly cheaper at $0.07/$0.14 per million tokens vs $1.25/$10.00. Gemini 2.5 Pro is stronger for coding with a coding ELO of 1350 vs 1130. Phi-4 is faster at 160 tokens/sec vs 70 tokens/sec. Gemini 2.5 Pro ranks higher overall with an Arena ELO of 1340 vs 1150. Gemini 2.5 Pro offers a larger 1049K context window vs 16K.

Side-by-Side Comparison

FeatureGemini 2.5 ProPhi-4
ProviderGoogleMicrosoft
Input Price / 1M tokens$1.25$0.070
Output Price / 1M tokens$10.00$0.140
Context Window1.048576M16.384K
Max Output Tokens65,5364,096
Arena ELO1,3401,150
Coding ELO1,3501,130
TTFT (ms)400100
Tokens/sec70160
MultimodalYesNo
JSON ModeYesYes
Function CallingYesNo
VisionYesNo
When to Use Gemini 2.5 Pro

Choose Gemini 2.5 Pro when you need: 1m token context window, excellent reasoning capabilities, strong coding performance, native multimodal support. It excels at coding, reasoning, long-context, multimodal tasks. Its 1049K context window is larger, making it better for long-document processing.

Strengths:

  • 1M token context window
  • Excellent reasoning capabilities
  • Strong coding performance
  • Native multimodal support

Best for:

codingreasoninglong-contextmultimodal
When to Use Phi-4

Choose Phi-4 when you need: ultra-low cost for a capable model, strong math for its size (14b params), very fast inference, can run on consumer hardware. It excels at cost-sensitive, edge-deployment, math, lightweight-tasks tasks. It is also the more cost-effective option between the two.

Strengths:

  • Ultra-low cost for a capable model
  • Strong math for its size (14B params)
  • Very fast inference
  • Can run on consumer hardware

Best for:

cost-sensitiveedge-deploymentmathlightweight-tasks

Frequently Asked Questions

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